100% online · Edmonton & area
Edmonton mortgages, handled entirely online
Buy, renew or refinance without taking a morning off for an office appointment. I’m John Antle, a Mortgage Associate - Team Lead with Pineapple National Inc. We meet by video or phone, you upload documents securely and e-sign from your couch, and I compare lenders for you across Edmonton and every community around it.
Pre-approval opens Pineapple’s secure online application. Approval is not guaranteed and depends on lender review.
The North Saskatchewan River and downtown Edmonton
- Video meetingsZoom, Google Meet or Teams
- Phone & textMon to Fri 9:30 to 5, other times on request
- E-signingSign from your phone or laptop
- Secure document uploadNo office visits needed
Posted rates, checked October 28, 2026
Rates page and how to read them →- 4.14%2-year fixed
- 4.19%3-year fixed
- 4.09%5-year fixed
- 3.70%5-year variable
Rates are set by lenders and may change at any time without notice. Please contact me to confirm current rates and availability before making any decisions.
Rates may not be available in certain regions. Please reach out to confirm availability.
These are our posted rates. Lenders occasionally run unposted rate sales that aren't advertised, so reach out for the most current rates.
Pineapple National Inc. posted rates, from Pineapple’s rates page (opens in a new tab). Posted rates are for qualified borrowers, on approved credit (OAC), and are not a guarantee of approval or of any rate. Your rate depends on your situation, the property and the lender. Posted rates are not annual percentage rates (APRs); the APR may be higher if fees or other costs apply. Every mortgage is subject to lender approval.
How an online mortgage works with me
Same lenders, same protections, same care. Just no commute, no waiting room and no stack of photocopies.
Book a call or apply
Book a 30-minute phone call or a 1-hour video meeting, or start the secure pre-approval application. Tell me what you’re planning and when.
Meet face to face, on screen
We talk on Zoom, Google Meet, Teams or the phone. I share my screen so you can see payment scenarios and lender options as we go.
Upload, don’t drive
Snap or upload your income and down payment documents through a secure link. I review everything before a lender sees it.
Choose and e-sign
Compare your options side by side, pick the one that fits, and sign the application and disclosures electronically.
Approval to keys
I work through the lender’s conditions with you and coordinate with your lawyer and realtor right through to closing day.
Mortgage help for every stage
Whatever brought you here, the starting point is the same: a conversation about your plans, then a side-by-side look at what lenders will offer.
Buying a home
Pre-approval, a rate hold while you shop, and a clear plan from accepted offer to possession day.
Purchase mortgages →First-time buyers
Down payment rules, the FHSA and Home Buyers’ Plan, closing costs and the stress test, explained without jargon.
First-time buyer guide →Renewals
Your lender’s renewal letter is an opening offer. Let’s see what the rest of the market says before you sign.
Renewal comparison →Refinancing
Use your equity for renovations or to consolidate debt, with the penalty and total cost laid out up front.
Refinance options →Self-employed
Contractors, consultants, trades and business owners: lenders read your income differently. I find the ones that fit.
Self-employed mortgages →Alternative & private
Bruised credit, a consumer proposal or an unusual property? There may still be a path, usually at a higher cost, with an exit plan.
All mortgage services →Serving Edmonton and all of its neighbours
Working online means your postal code never limits who you can work with. I help clients in every corner of the capital region:
- Edmonton
- St. Albert
- Sherwood Park
- Strathcona County
- Spruce Grove
- Stony Plain
- Leduc
- Leduc County
- Beaumont
- Fort Saskatchewan
- Devon
- Morinville
- Gibbons
- Parkland County
- Nisku
- Calmar
- Bon Accord
- Enoch
- Ardrossan
- Legal
- Sturgeon County
Whether it’s a condo near the Ice District, a family home in Terwillegar or Windermere, an infill in Westmount, an acreage in Parkland County or a new build in Beaumont, the steps are the same and the meetings happen wherever you are. See notes on each community →
Who you’ll be working with
- John Antle is a Mortgage Associate - Team Lead, licensed by the Real Estate Council of Alberta (RECA), with Pineapple National Inc., a RECA-licensed mortgage brokerage.
- Access to 60+ A and alternative lenders and 200+ private lenders, so options aren’t limited to one bank’s shelf.
- Purchases, pre-approvals, first homes, renewals, refinances, self-employed and hard-to-prove income, reverse mortgages for homeowners 55+, and alternative or private lending.
- Every meeting by video or phone; documents by secure upload; application and disclosures by e-signature.
- Reach John at 403-879-2065, call or text 250-212-8512, or email johnantle@gopineapple.com.
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What clients say
John is AMAZING! He has gone above and beyond for my husband and I. We wouldn't have our beautiful home if it wasn't for his help and expertise. Great personality, excellent communication. Highly recommended.
John worked on our mortgage and went above and beyond in every way possible. We had phenomenal service before, during and after the mortgage process. He is incredibly knowledgable about mortgages and finances and will do everything he can to ensure you understand your current situation and what is best for you. If there's a way to make something work for you, John will find it. Very highly recommended!
John is a pro, and in our case a miracle-worker. We felt that he was working for us as "friends and family", even though we had just met him.
He was able to work quickly to get us a very good mortgage under pressure and less-than-ideal circumstances. As first-time home-buyers, he spent a lot of additional time educating us and providing us with thorough information and good counsel about financing, and also about the home-buying process in general. He's personable, warm, professional, and has an excellent community reputation.
Working with John was a pleasure. He took what can be a stressful situation and put together a great mortgage package. As a self-employed person we had some concerns. I can't imagine John ever saying 'that's not possible'. He found solutions, knows his lenders very well and we were able to buy our home in tricky lending market conditions. I highly recommend John to make a mortgage happen for you.
John went out of his way to help me even knowing he wouldn’t be able to profit from researching and providing the info. He was also incredibly friendly and knowledgeable. Thanks again John.
Outstanding service and professionalism. We had a very complicated situation and John was the only one who could make it happen. I highly recommend this company!!
Reviews reflect individual experiences. Results vary; every application is subject to lender approval.
Why online works so well for a mortgage
Your time stays yours
No parking downtown, no driving in from Spruce Grove or Fort Saskatchewan in January. A 30-minute video call fits into a lunch break or after the kids are in bed.
You see everything I see
With screen sharing you watch the numbers move in real time: different down payments, amortizations and terms, side by side.
Faster paperwork
Photos and PDFs from your phone go straight into your file. Missing pieces are flagged early, which keeps conditions and closing dates on track.
A real person, not an app
Online doesn’t mean automated. You deal with me directly, by name, from first question to your next renewal.
Online mortgage questions
Can I really get a mortgage without ever meeting in person?
Yes. Every step I handle can be done remotely: we talk by video or phone, you upload documents through a secure link, and you sign your application and disclosures electronically. The only in-person-style step is signing your final mortgage documents with your lawyer, and many Edmonton-area lawyers now offer remote or video signing. Ask yours when you hire them.
Which video apps do you use?
Whatever you’re comfortable with. Zoom, Google Meet and Microsoft Teams all work, and a regular phone call is fine too. Google Meet and Zoom both run in a web browser, so you don’t have to install anything.
Do you only work with people inside Edmonton city limits?
No. Because everything is online, I work with buyers and homeowners right across the region: St. Albert, Sherwood Park and Strathcona County, Spruce Grove, Stony Plain, Parkland County, Leduc, Nisku, Beaumont, Devon, Calmar, Fort Saskatchewan, Morinville, Gibbons, Bon Accord, Legal, Enoch, Ardrossan and anywhere else in Alberta. See areas served.
Does an online mortgage cost more?
No. For most standard residential mortgages the lender pays the brokerage, so there’s usually no fee to you, whether we meet by video or not. Some private or alternative files do carry fees; if yours does, you’ll see them in writing before you decide anything.
Is it safe to send my documents online?
I never ask you to email your T4s or bank statements as plain attachments unless you choose to. You get a secure upload link instead. Your information is used only to arrange your mortgage. See the privacy page.
Can you guarantee my approval or a rate?
No one can. The lender makes the final decision, and rates move often. What I can do is compare lenders whose rules fit your situation, explain the trade-offs and help you send in a complete, accurate application.
How do I check that you’re licensed?
Mortgage professionals in Alberta are licensed by the Real Estate Council of Alberta (RECA). You can look anyone up for free on RECA’s ProCheck tool at reports.myreca.ca.
Let’s talk about your Edmonton mortgage
Book a video or phone call at a time that suits you, start your pre-approval online, or call, text or email. No office visit needed, ever.
Approval is not guaranteed and depends on lender review.
- John Antle, Mortgage Associate - Team Lead, Pineapple National Inc.
- Phone: 403-879-2065 · Call or text: 250-212-8512
- Email: johnantle@gopineapple.com
- Hours: Monday to Friday, 9:30 AM to 5:00 PM. Appointments outside those hours are available on request.
- 100% online: video, phone, e-signing and secure upload for Edmonton and every surrounding community. No office visit required.